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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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He made sure we were comfortable and at ease during the entire process.
A First Time Home Buyer
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As a top Jefferson County, St. Louis County and St. Louis City area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information!

First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What is the most common name for a city in the United States?
A	Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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Jon Adams, REALTORŽ, real estate agent and broker for Jefferson County, St. Louis County and St. Louis City, Missouri home listings, property and land for sale

Jon Adams
Coldwell Banker Gundaker
9964 Kennedy Rd
St. Louis, MO 63128
314-606-0102
Fax: 314-849-6137
JonAdams@NUMBER1EXPERT.com

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