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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 314-606-0102.

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For Home Sellers:

  • Why Sellers Choose Jon Adams - Why home sellers in Jefferson County, St. Louis County and St. Louis City choose Jon Adams.

  • Free Presentation - Free in-home listings presentation on marketing your Jefferson County, St. Louis County and St. Louis City, in Saint Louis, Jefferson County Missouri property.

  • Property Valuation - How much is your Jefferson County, St. Louis County and St. Louis City home worth?

  • What Did That Home Sell For? - What did that Jefferson County, St. Louis County and St. Louis City, Missouri property or other real estate sell for?

  • FSBO - Selling your Jefferson County, St. Louis County and St. Louis City real estate on your own?

  • Go to Main Sitemap - Main sitemap sections include Find Jefferson County, St. Louis County and St. Louis City Homes, For Home Buyers, For Home Sellers, Jefferson County, St. Louis County and St. Louis City Information, Real Estate Resources, and About Jon Adams.

 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
Where will you find the world's most unusual golf course?

A 
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Jon Adams, REALTORŪ, real estate agent and broker for Jefferson County, St. Louis County and St. Louis City, Missouri home listings, property and land for sale

Jon Adams
Coldwell Banker Gundaker

9964 Kennedy Rd
St. Louis, MO 63128
314-606-0102
Fax: 314-849-6137
JonAdams@NUMBER1EXPERT.com


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